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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,589 | $140,578+6.4% | $100,671+48.6% | $125,389+19.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 70.7%+29.3pp | 83.2%+16.8pp |
| Annual return | 11.40% | 24.67%-13.3pp | 20.43%-9.0pp | 282.24%-270.8pp |
| Employer contribution / active EE | $53,000 | $5,965+788.5% | $4,012+1221.0% | $4,866+989.2% |
| Participant deferral / active EE | $0 | $3,981-100.0% | $3,144-100.0% | $5,352-100.0% |
| Admin fee / account holder | $1,169 | $6,716-82.6% | $4,850-75.9% | $9,541-87.7% |