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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,808 | $198,457-32.6% | $170,435-21.5% | $147,586-9.3% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 18.12% | 257.30%-239.2pp | 205.94%-187.8pp | 578.59%-560.5pp |
| Employer contribution / active EE | $6,587 | $6,183+6.5% | $5,432+21.3% | $4,876+35.1% |
| Participant deferral / active EE | $4,137 | $5,629-26.5% | $4,939-16.2% | $5,439-23.9% |
| Admin fee / account holder | $1,177 | $16,852-93.0% | $13,881-91.5% | $10,886-89.2% |