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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,220 | $110,337+5.3% | $102,383+13.5% | $145,877-20.3% |
| Participation rate | 88.9% | 77.9%+11.0pp | 74.5%+14.4pp | 80.3%+8.6pp |
| Annual return | 10.49% | 24.83%-14.3pp | 24.94%-14.4pp | 551.28%-540.8pp |
| Employer contribution / active EE | $20,630 | $4,216+389.3% | $3,870+433.0% | $4,663+342.4% |
| Participant deferral / active EE | $11,794 | $5,621+109.8% | $5,060+133.1% | $6,691+76.3% |
| Admin fee / account holder | $8,652 | $9,750-11.3% | $8,391+3.1% | $13,402-35.4% |