| Provider | Service type | Compensation |
|---|---|---|
BKD, LLP3+ years Filed as: BKD LLP Service code 16 · EIN 44-0160260 | Consulting | $29,345 |
OGLETREE DEAKINS1 year Filed as: OGLETREE Service code 16 · EIN 57-1044820 | Consulting | $20,761 |
AMERICAN FUNDS1 year Filed as: CAPITAL STRATEGIES Service code 16 · EIN 26-4789150 | Consulting | $10,000 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $9,771 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $7,785 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,243 | $82,523-92.4% | $115,752-94.6% | $70,126-91.1% |
| Participation rate | 0.0% | 74.0%-74.0pp | 77.8%-77.8pp | 69.5%-69.5pp |
| Annual return | 14.20% | 28.22%-14.0pp | 19.41%-5.2pp | 73.15%-58.9pp |
| Employer contribution / active EE | $26,801 | $2,758+871.7% | $3,492+667.5% | $2,343+1044.1% |
| Participant deferral / active EE | $0 | $4,062-100.0% | $5,204-100.0% | $3,332-100.0% |
| Admin fee / account holder | $1,339 | $4,552-70.6% | $6,278-78.7% | $4,646-71.2% |