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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,205 | $93,617+41.2% | $135,982-2.8% | $75,177+75.9% |
| Participation rate | 96.9% | 75.2%+21.7pp | 81.9%+15.0pp | 67.2%+29.7pp |
| Annual return | 25.48% | 30.89%-5.4pp | 68.32%-42.8pp | 160.75%-135.3pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $14,476 | $6,406+126.0% | $7,760+86.5% | $4,126+250.8% |
| Admin fee / account holder | $2,082 | $6,980-70.2% | $10,767-80.7% | $5,651-63.2% |