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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,967 | $211,946-82.1% | $169,452-77.6% | $135,380-72.0% |
| Participation rate | 66.7% | 82.6%-16.0pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | -3.59% | 3.26%-6.9pp | 1.83%-5.4pp | 519.81%-523.4pp |
| Employer contribution / active EE | $517 | $5,117-89.9% | $4,157-87.6% | $4,779-89.2% |
| Participant deferral / active EE | $594 | $6,075-90.2% | $5,277-88.7% | $5,609-89.4% |
| Admin fee / account holder | $121 | $11,472-98.9% | $9,110-98.7% | $10,828-98.9% |