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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,172 | $150,447+59.0% | $136,298+75.5% | $147,586+62.1% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 13.43% | 1049.15%-1035.7pp | 5156.27%-5142.8pp | 578.59%-565.2pp |
| Employer contribution / active EE | $8,045 | $5,256+53.1% | $4,696+71.3% | $4,876+65.0% |
| Participant deferral / active EE | $7,508 | $6,631+13.2% | $6,247+20.2% | $5,439+38.0% |
| Admin fee / account holder | $4,661 | $10,906-57.3% | $9,244-49.6% | $10,886-57.2% |