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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,039 | $181,896-38.4% | $156,551-28.4% | $273,972-59.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 1.94% | 30.74%-28.8pp | 32.23%-30.3pp | 41.46%-39.5pp |
| Employer contribution / active EE | $18,774 | $6,248+200.5% | $5,501+241.3% | $4,869+285.6% |
| Participant deferral / active EE | $2,737 | $5,550-50.7% | $4,871-43.8% | $5,287-48.2% |
| Admin fee / account holder | $953 | $15,560-93.9% | $13,028-92.7% | $10,133-90.6% |