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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,457 | $183,988-57.4% | $162,177-51.6% | $152,897-48.7% |
| Participation rate | 92.9% | 88.5%+4.4pp | 87.6%+5.3pp | 82.5%+10.4pp |
| Annual return | 20.73% | 150.79%-130.1pp | 115.60%-94.9pp | 345.43%-324.7pp |
| Employer contribution / active EE | $0 | $6,370-100.0% | $5,613-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $16,897 | $8,032+110.4% | $7,297+131.6% | $5,851+188.8% |
| Admin fee / account holder | $17,283 | $13,123+31.7% | $10,843+59.4% | $11,599+49.0% |