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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,889 | $217,432-78.4% | $185,849-74.8% | $167,536-72.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 0.00% | 148.42%-148.4pp | 122.10%-122.1pp | 478.82%-478.8pp |
| Employer contribution / active EE | $2,161 | $5,875-63.2% | $5,169-58.2% | $4,839-55.3% |
| Participant deferral / active EE | $4,597 | $6,357-27.7% | $5,569-17.5% | $6,342-27.5% |
| Admin fee / account holder | $1,996 | $19,818-89.9% | $16,244-87.7% | $12,315-83.8% |