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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,062 | $76,407+11.3% | $150,298-43.4% | $82,448+3.2% |
| Participation rate | 86.7% | 66.4%+20.3pp | 77.8%+8.9pp | 68.1%+18.6pp |
| Annual return | 20.15% | 39.99%-19.8pp | 62.79%-42.6pp | 41.64%-21.5pp |
| Employer contribution / active EE | $4,451 | $2,614+70.3% | $4,154+7.1% | $2,551+74.5% |
| Participant deferral / active EE | $9,641 | $3,214+199.9% | $5,453+76.8% | $4,139+132.9% |
| Admin fee / account holder | $17,004 | $6,352+167.7% | $14,116+20.5% | $7,234+135.1% |