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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,542 | $135,956+141.7% | $123,894+165.2% | $273,972+19.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 8.01% | 56.63%-48.6pp | 47.52%-39.5pp | 41.46%-33.4pp |
| Employer contribution / active EE | $4,265 | $5,170-17.5% | $4,617-7.6% | $4,869-12.4% |
| Participant deferral / active EE | $9,249 | $6,343+45.8% | $5,984+54.6% | $5,287+74.9% |
| Admin fee / account holder | $30,623 | $9,817+211.9% | $8,357+266.4% | $10,133+202.2% |