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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $594,121 | $154,228+285.2% | $145,433+308.5% | $137,256+332.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 9.30% | 74.59%-65.3pp | 66.58%-57.3pp | 220.34%-211.0pp |
| Employer contribution / active EE | $19,382 | $4,804+303.4% | $4,554+325.5% | $4,156+366.3% |
| Participant deferral / active EE | $14,698 | $8,216+78.9% | $7,897+86.1% | $6,407+129.4% |
| Admin fee / account holder | $48,325 | $14,344+236.9% | $13,129+268.1% | $12,270+293.8% |