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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,846 | $211,288-91.6% | $178,540-90.0% | $145,884-87.8% |
| Participation rate | 91.7% | 80.8%+10.9pp | 77.1%+14.6pp | 80.3%+11.4pp |
| Annual return | 11.91% | 30.27%-18.4pp | 27.15%-15.2pp | 551.85%-539.9pp |
| Employer contribution / active EE | $0 | $4,574-100.0% | $3,953-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $6,606 | $6,967-5.2% | $6,281+5.2% | $6,690-1.3% |
| Admin fee / account holder | $2,020 | $12,105-83.3% | $10,424-80.6% | $13,392-84.9% |