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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,664 | $138,076+26.5% | $123,553+41.4% | $135,380+29.0% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -6.69% | 153.70%-160.4pp | 119.21%-125.9pp | 519.81%-526.5pp |
| Employer contribution / active EE | $2,040 | $5,152-60.4% | $4,628-55.9% | $4,779-57.3% |
| Participant deferral / active EE | $3,000 | $6,800-55.9% | $6,426-53.3% | $5,609-46.5% |
| Admin fee / account holder | $1,583 | $10,917-85.5% | $9,284-83.0% | $10,828-85.4% |