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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,226 | $73,019-27.1% | $90,766-41.4% | $68,490-22.3% |
| Participation rate | 92.5% | 70.8%+21.7pp | 75.7%+16.8pp | 67.9%+24.6pp |
| Annual return | -19.40% | -13.81%-5.6pp | -12.16%-7.2pp | -7.85%-11.6pp |
| Employer contribution / active EE | $4,631 | $2,193+111.2% | $2,922+58.5% | $2,597+78.3% |
| Participant deferral / active EE | $3,993 | $3,626+10.1% | $4,565-12.5% | $4,028-0.9% |
| Admin fee / account holder | $818 | $5,897-86.1% | $8,446-90.3% | $5,403-84.9% |