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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,001 | $190,879-86.9% | $160,009-84.4% | $134,532-81.4% |
| Participation rate | 60.9% | 82.0%-21.1pp | 78.0%-17.1pp | 81.2%-20.4pp |
| Annual return | -19.46% | 552.63%-572.1pp | 408.85%-428.3pp | 418.27%-437.7pp |
| Employer contribution / active EE | $1,583 | $4,995-68.3% | $4,225-62.5% | $4,741-66.6% |
| Participant deferral / active EE | $3,600 | $6,924-48.0% | $6,183-41.8% | $6,401-43.8% |
| Admin fee / account holder | $737 | $10,495-93.0% | $8,715-91.5% | $11,429-93.6% |