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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 4340 REDWOOD HWY · SAN RAFAEL, CA 94903 | Advisory (Plan) | $32,758 |
Filed as: EMPOWER ANNUNITY INSURANCE COMPANY Service code 64 · EIN 84-1455663 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $14,961 |
PENTEGRA SERVICES, INC.4 years Service code 13 · EIN 13-3745616 701 WESCHESTER AVENUE SUITE 320E · WHITE PLAINS, NY 10604 | Contract Administrator | $2,997 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,935 | $106,264-38.9% | $147,117-55.9% | $77,762-16.5% |
| Participation rate | 52.9% | 78.4%-25.5pp | 82.2%-29.3pp | 70.6%-17.7pp |
| Annual return | 21.12% | 56.94%-35.8pp | 420.54%-399.4pp | 31.27%-10.1pp |
| Employer contribution / active EE | $2,278 | $4,074-44.1% | $4,932-53.8% | $2,728-16.5% |
| Participant deferral / active EE | $5,195 | $8,003-35.1% | $8,065-35.6% | $4,651+11.7% |
| Admin fee / account holder | $376 | $334+12.6% | $12,993-97.1% | $433-13.0% |