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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,058 | $63,082-74.5% | $81,716-80.3% | $79,852-79.9% |
| Participation rate | 97.8% | 67.5%+30.2pp | 72.0%+25.8pp | 69.6%+28.1pp |
| Annual return | 7.34% | 22.66%-15.3pp | 29.49%-22.2pp | 31.72%-24.4pp |
| Employer contribution / active EE | $1,583 | $1,795-11.8% | $4,310-63.3% | $2,471-35.9% |
| Participant deferral / active EE | $3,527 | $2,780+26.8% | $7,108-50.4% | $3,740-5.7% |
| Admin fee / account holder | $6,280 | $4,428+41.8% | $5,159+21.7% | $5,306+18.3% |