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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,410 | $100,938-56.0% | $90,461-50.9% | $158,982-72.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 8.48% | 1727.20%-1718.7pp | 1294.76%-1286.3pp | 302.99%-294.5pp |
| Employer contribution / active EE | $8,129 | $3,691+120.2% | $3,264+149.0% | $4,763+70.7% |
| Participant deferral / active EE | $5,063 | $4,350+16.4% | $3,964+27.7% | $5,983-15.4% |
| Admin fee / account holder | $1,766 | $6,510-72.9% | $5,617-68.6% | $11,252-84.3% |