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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,905 | $72,446+217.3% | $67,561+240.3% | $145,877+57.6% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 5.85% | 7211.98%-7206.1pp | 3525.44%-3519.6pp | 551.28%-545.4pp |
| Employer contribution / active EE | $19,875 | $3,072+546.9% | $2,735+626.8% | $4,663+326.2% |
| Participant deferral / active EE | $15,000 | $4,785+213.5% | $4,003+274.7% | $6,691+124.2% |
| Admin fee / account holder | $31,028 | $5,541+460.0% | $4,006+674.6% | $13,402+131.5% |