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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,321 | $165,399-22.4% | $149,745-14.3% | $158,982-19.3% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 17.80% | 348.34%-330.5pp | 276.72%-258.9pp | 302.99%-285.2pp |
| Employer contribution / active EE | $1,750 | $5,105-65.7% | $4,646-62.3% | $4,763-63.3% |
| Participant deferral / active EE | $2,358 | $7,183-67.2% | $6,843-65.5% | $5,983-60.6% |
| Admin fee / account holder | $5 | $10,811-99.9% | $9,312-99.9% | $11,252-100.0% |