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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,058 | $152,612-50.8% | $125,192-40.0% | $152,897-50.9% |
| Participation rate | 80.0% | 83.3%-3.3pp | 79.8%+0.2pp | 82.5%-2.5pp |
| Annual return | 20.40% | 54.85%-34.4pp | 43.79%-23.4pp | 345.43%-325.0pp |
| Employer contribution / active EE | $1,767 | $4,947-64.3% | $3,866-54.3% | $4,764-62.9% |
| Participant deferral / active EE | $6,214 | $5,868+5.9% | $4,937+25.9% | $5,851+6.2% |
| Admin fee / account holder | $2,189 | $13,437-83.7% | $9,704-77.4% | $11,599-81.1% |