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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,428 | $148,623-78.2% | $135,974-76.2% | $139,466-76.7% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 14.97% | 79.30%-64.3pp | 68.30%-53.3pp | 373.66%-358.7pp |
| Employer contribution / active EE | $2,178 | $5,246-58.5% | $4,859-55.2% | $4,754-54.2% |
| Participant deferral / active EE | $4,543 | $8,103-43.9% | $7,760-41.5% | $6,712-32.3% |
| Admin fee / account holder | $503 | $12,406-95.9% | $10,767-95.3% | $11,409-95.6% |