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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,723 | $107,421+126.9% | $182,262+33.7% | $94,015+159.2% |
| Participation rate | 64.3% | 77.8%-13.5pp | 84.2%-19.9pp | 70.8%-6.5pp |
| Annual return | 15.35% | 21.32%-6.0pp | 140.60%-125.2pp | 17.84%-2.5pp |
| Employer contribution / active EE | $3,174 | $3,448-7.9% | $5,046-37.1% | $2,790+13.8% |
| Participant deferral / active EE | $10,655 | $6,558+62.5% | $8,276+28.7% | $4,249+150.7% |
| Admin fee / account holder | $15,994 | $8,692+84.0% | $16,712-4.3% | $8,951+78.7% |