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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,723 | $106,749+128.3% | $145,433+67.6% | $82,448+195.6% |
| Participation rate | 64.3% | 75.6%-11.4pp | 82.1%-17.8pp | 68.1%-3.8pp |
| Annual return | 15.35% | 27.59%-12.2pp | 66.58%-51.2pp | 41.64%-26.3pp |
| Employer contribution / active EE | $3,174 | $3,444-7.8% | $4,554-30.3% | $2,551+24.4% |
| Participant deferral / active EE | $10,655 | $6,519+63.5% | $7,897+34.9% | $4,139+157.4% |
| Admin fee / account holder | $15,994 | $8,390+90.6% | $13,129+21.8% | $7,234+121.1% |