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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,723 | $106,524+128.8% | $152,301+60.0% | $87,485+178.6% |
| Participation rate | 64.3% | 75.8%-11.5pp | 82.4%-18.2pp | 68.9%-4.6pp |
| Annual return | 15.35% | 26.89%-11.5pp | 80.50%-65.2pp | 26.06%-10.7pp |
| Employer contribution / active EE | $3,174 | $3,371-5.8% | $4,624-31.4% | $2,596+22.3% |
| Participant deferral / active EE | $10,655 | $6,525+63.3% | $8,004+33.1% | $4,274+149.3% |
| Admin fee / account holder | $15,994 | $8,287+93.0% | $14,398+11.1% | $7,775+105.7% |