Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,127 | $72,404-68.1% | $110,243-79.0% | $64,173-64.0% |
| Participation rate | 62.9% | 73.3%-10.5pp | 79.8%-17.0pp | 69.6%-6.7pp |
| Annual return | -10.02% | -6.29%-3.7pp | 314.76%-324.8pp | 7.63%-17.7pp |
| Employer contribution / active EE | $1,488 | $2,282-34.8% | $3,827-61.1% | $2,381-37.5% |
| Participant deferral / active EE | $2,445 | $3,469-29.5% | $4,672-47.7% | $3,470-29.5% |
| Admin fee / account holder | $317 | $5,664-94.4% | $8,548-96.3% | $4,887-93.5% |