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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,542 | $124,330-69.8% | $109,173-65.6% | $167,536-77.6% |
| Participation rate | 82.4% | 79.5%+2.9pp | 75.9%+6.5pp | 82.1%+0.2pp |
| Annual return | 25.61% | 26.04%-0.4pp | 25.75%-0.1pp | 478.82%-453.2pp |
| Employer contribution / active EE | $5,819 | $4,209+38.2% | $3,723+56.3% | $4,839+20.3% |
| Participant deferral / active EE | $2,309 | $5,256-56.1% | $4,654-50.4% | $6,342-63.6% |
| Admin fee / account holder | $1,555 | $7,974-80.5% | $6,755-77.0% | $12,315-87.4% |