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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,532,270 | $211,288+1571.8% | $178,540+1878.4% | $145,884+2321.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 3.09% | 30.27%-27.2pp | 27.15%-24.1pp | 551.85%-548.8pp |
| Employer contribution / active EE | $40,767 | $4,574+791.3% | $3,953+931.3% | $4,662+774.4% |
| Participant deferral / active EE | $28,000 | $6,967+301.9% | $6,281+345.8% | $6,690+318.6% |
| Admin fee / account holder | $87,786 | $12,105+625.2% | $10,424+742.1% | $13,392+555.5% |