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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,532,270 | $211,224+1572.3% | $178,505+1878.8% | $145,897+2321.1% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 3.09% | 30.28%-27.2pp | 27.16%-24.1pp | 552.29%-549.2pp |
| Employer contribution / active EE | $40,767 | $4,577+790.8% | $3,955+930.7% | $4,663+774.3% |
| Participant deferral / active EE | $28,000 | $6,966+302.0% | $6,280+345.8% | $6,689+318.6% |
| Admin fee / account holder | $87,786 | $12,109+625.0% | $10,428+741.8% | $13,390+555.6% |