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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,735,599 | $180,749+1966.7% | $160,784+2223.4% | $137,256+2621.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 6.79% | 2234.46%-2227.7pp | 1803.92%-1797.1pp | 220.34%-213.6pp |
| Employer contribution / active EE | $41,767 | $4,155+905.2% | $3,733+1018.9% | $4,156+905.0% |
| Participant deferral / active EE | $28,500 | $6,844+316.4% | $6,293+352.9% | $6,407+344.8% |
| Admin fee / account holder | $162,972 | $10,397+1467.5% | $9,717+1577.2% | $12,270+1228.2% |