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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,618 | $138,114+103.9% | $125,391+124.6% | $134,545+109.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.35% | 750.88%-767.2pp | 572.41%-588.8pp | 418.37%-434.7pp |
| Employer contribution / active EE | $4,293 | $5,246-18.2% | $4,816-10.9% | $4,742-9.5% |
| Participant deferral / active EE | $12,912 | $7,801+65.5% | $7,448+73.4% | $6,401+101.7% |
| Admin fee / account holder | $5,818 | $11,570-49.7% | $10,009-41.9% | $11,431-49.1% |