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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $686,483 | $125,797+445.7% | $170,057+303.7% | $75,177+813.2% |
| Participation rate | 88.5% | 83.6%+4.9pp | 87.0%+1.5pp | 67.2%+21.3pp |
| Annual return | 23.92% | 27.20%-3.3pp | 53.42%-29.5pp | 160.75%-136.8pp |
| Employer contribution / active EE | $21,603 | $4,616+368.0% | $6,790+218.1% | $2,671+708.8% |
| Participant deferral / active EE | $17,054 | $6,838+149.4% | $10,411+63.8% | $4,126+313.3% |
| Admin fee / account holder | $19,039 | $8,177+132.9% | $12,826+48.4% | $5,651+236.9% |