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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $957,644 | $148,623+544.3% | $135,974+604.3% | $139,466+586.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 45.53% | 79.30%-33.8pp | 68.30%-22.8pp | 373.66%-328.1pp |
| Employer contribution / active EE | $19,768 | $5,246+276.8% | $4,859+306.8% | $4,754+315.8% |
| Participant deferral / active EE | $15,775 | $8,103+94.7% | $7,760+103.3% | $6,712+135.0% |
| Admin fee / account holder | $389 | $12,406-96.9% | $10,767-96.4% | $11,409-96.6% |