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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,263 | $110,278-49.9% | $95,740-42.3% | $139,466-60.4% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 14.44% | 27.19%-12.8pp | 28.41%-14.0pp | 373.66%-359.2pp |
| Employer contribution / active EE | $12,595 | $3,260+286.3% | $2,836+344.1% | $4,754+164.9% |
| Participant deferral / active EE | $9,168 | $4,674+96.1% | $4,244+116.0% | $6,712+36.6% |
| Admin fee / account holder | $922 | $6,613-86.1% | $5,676-83.8% | $11,409-91.9% |