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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,722 | $154,228+6.8% | $145,433+13.3% | $137,256+20.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.54% | 74.59%-57.1pp | 66.58%-49.0pp | 220.34%-202.8pp |
| Employer contribution / active EE | $9,058 | $4,804+88.6% | $4,554+98.9% | $4,156+117.9% |
| Participant deferral / active EE | $22,644 | $8,216+175.6% | $7,897+186.7% | $6,407+253.4% |
| Admin fee / account holder | $27,591 | $14,344+92.4% | $13,129+110.2% | $12,270+124.9% |