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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,561 | $217,432-77.7% | $185,851-73.9% | $167,553-71.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.98% | 148.43%-139.5pp | 122.11%-113.1pp | 478.89%-469.9pp |
| Employer contribution / active EE | $2,280 | $5,874-61.2% | $5,168-55.9% | $4,840-52.9% |
| Participant deferral / active EE | $9,237 | $6,357+45.3% | $5,569+65.9% | $6,343+45.6% |
| Admin fee / account holder | $356 | $19,820-98.2% | $16,245-97.8% | $12,316-97.1% |