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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,900 | $165,939-72.9% | $122,354-63.3% | $147,586-69.6% |
| Participation rate | 66.7% | 79.6%-12.9pp | 71.6%-5.0pp | 82.8%-16.2pp |
| Annual return | 12.41% | 34.56%-22.1pp | 30.28%-17.9pp | 578.59%-566.2pp |
| Employer contribution / active EE | $3,328 | $5,754-42.2% | $4,051-17.9% | $4,876-31.8% |
| Participant deferral / active EE | $5,412 | $4,005+35.1% | $3,287+64.6% | $5,439-0.5% |
| Admin fee / account holder | $0 | $7,425-100.0% | $5,479-100.0% | $10,886-100.0% |