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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,462 | $183,592-66.0% | $155,574-59.9% | $145,877-57.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.60% | 61.37%-55.8pp | 64.87%-59.3pp | 551.28%-545.7pp |
| Employer contribution / active EE | $4,688 | $5,317-11.8% | $4,676+0.3% | $4,663+0.5% |
| Participant deferral / active EE | $16,280 | $6,466+151.8% | $5,629+189.2% | $6,691+143.3% |
| Admin fee / account holder | $172,970 | $19,316+795.5% | $15,914+986.9% | $13,402+1190.6% |