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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,833 | $202,342-85.8% | $172,752-83.3% | $152,897-81.1% |
| Participation rate | 94.7% | 87.1%+7.7pp | 82.6%+12.1pp | 82.5%+12.3pp |
| Annual return | 14.49% | 1029.83%-1015.3pp | 802.97%-788.5pp | 345.43%-330.9pp |
| Employer contribution / active EE | $2,555 | $5,858-56.4% | $5,144-50.3% | $4,764-46.4% |
| Participant deferral / active EE | $3,083 | $5,948-48.2% | $5,198-40.7% | $5,851-47.3% |
| Admin fee / account holder | $9,209 | $17,111-46.2% | $13,955-34.0% | $11,599-20.6% |