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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,411 | $93,598+161.1% | $135,974+79.7% | $75,173+225.1% |
| Participation rate | 55.6% | 75.2%-19.6pp | 81.9%-26.4pp | 67.2%-11.6pp |
| Annual return | 20.92% | 30.89%-10.0pp | 68.30%-47.4pp | 160.72%-139.8pp |
| Employer contribution / active EE | $3,618 | $3,538+2.3% | $4,859-25.5% | $2,671+35.5% |
| Participant deferral / active EE | $6,985 | $6,405+9.1% | $7,760-10.0% | $4,126+69.3% |
| Admin fee / account holder | $9,889 | $6,978+41.7% | $10,767-8.1% | $5,651+75.0% |