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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,637 | $97,289+55.9% | $92,805+63.4% | $155,188-2.3% |
| Participation rate | 73.7% | 84.2%-10.5pp | 83.5%-9.8pp | 80.8%-7.1pp |
| Annual return | 15.12% | 29.03%-13.9pp | 31.59%-16.5pp | 148.84%-133.7pp |
| Employer contribution / active EE | $2,694 | $3,632-25.8% | $3,424-21.3% | $4,248-36.6% |
| Participant deferral / active EE | $11,073 | $8,795+25.9% | $8,448+31.1% | $6,531+69.5% |
| Admin fee / account holder | $12,949 | $12,015+7.8% | $10,911+18.7% | $14,480-10.6% |