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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,845 | $98,776-34.4% | $149,745-56.7% | $79,856-18.8% |
| Participation rate | 48.3% | 75.8%-27.5pp | 82.5%-34.2pp | 69.6%-21.4pp |
| Annual return | 0.00% | 27.38%-27.4pp | 276.72%-276.7pp | 31.71%-31.7pp |
| Employer contribution / active EE | $2,003 | $3,217-37.8% | $4,646-56.9% | $2,471-19.0% |
| Participant deferral / active EE | $3,420 | $5,681-39.8% | $6,843-50.0% | $3,741-8.6% |
| Admin fee / account holder | $6,356 | $6,053+5.0% | $9,312-31.7% | $5,306+19.8% |