Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,941 | $57,352-91.4% | $83,830-94.1% | $64,173-92.3% |
| Participation rate | 56.9% | 68.6%-11.7pp | 76.1%-19.3pp | 69.6%-12.7pp |
| Annual return | -7.77% | 11.38%-19.2pp | 850.97%-858.7pp | 7.63%-15.4pp |
| Employer contribution / active EE | $1,243 | $2,546-51.2% | $3,631-65.8% | $2,381-47.8% |
| Participant deferral / active EE | $1,352 | $2,993-54.8% | $4,082-66.9% | $3,470-61.0% |
| Admin fee / account holder | $422 | $4,046-89.6% | $5,479-92.3% | $4,887-91.4% |