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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,417 | $51,207+12.1% | $70,565-18.6% | $75,177-23.6% |
| Participation rate | 57.7% | 61.0%-3.3pp | 68.4%-10.7pp | 67.2%-9.5pp |
| Annual return | 21.09% | 30.05%-9.0pp | 32.79%-11.7pp | 160.75%-139.7pp |
| Employer contribution / active EE | $987 | $1,826-46.0% | $2,976-66.8% | $2,671-63.1% |
| Participant deferral / active EE | $2,239 | $2,850-21.4% | $4,568-51.0% | $4,126-45.7% |
| Admin fee / account holder | $87 | $4,097-97.9% | $6,430-98.7% | $5,651-98.5% |