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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,310 | $89,370+22.3% | $141,197-22.6% | $72,976+49.8% |
| Participation rate | 71.4% | 75.1%-3.7pp | 82.5%-11.0pp | 69.5%+1.9pp |
| Annual return | 21.37% | 111.88%-90.5pp | 71.41%-50.0pp | 81.02%-59.6pp |
| Employer contribution / active EE | $1,918 | $3,115-38.4% | $4,736-59.5% | $2,440-21.4% |
| Participant deferral / active EE | $7,380 | $5,419+36.2% | $6,710+10.0% | $3,608+104.6% |
| Admin fee / account holder | $9,677 | $5,957+62.5% | $10,265-5.7% | $5,124+88.9% |