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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,627 | $81,233+277.5% | $155,567+97.1% | $80,874+279.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 9.34% | 33.33%-24.0pp | 64.74%-55.4pp | 35.62%-26.3pp |
| Employer contribution / active EE | $19,343 | $3,101+523.8% | $4,674+313.8% | $2,756+602.0% |
| Participant deferral / active EE | $17,185 | $3,452+397.8% | $5,628+205.4% | $4,297+299.9% |
| Admin fee / account holder | $2,898 | $7,998-63.8% | $15,916-81.8% | $6,935-58.2% |