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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,627 | $81,276+277.3% | $155,574+97.1% | $80,925+278.9% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.34% | 33.36%-24.0pp | 64.87%-55.5pp | 35.65%-26.3pp |
| Employer contribution / active EE | $19,343 | $3,103+523.4% | $4,676+313.7% | $2,756+601.8% |
| Participant deferral / active EE | $17,185 | $3,453+397.7% | $5,629+205.3% | $4,299+299.8% |
| Admin fee / account holder | $2,898 | $7,993-63.7% | $15,914-81.8% | $6,940-58.2% |