Retirement plan

PACIFIC WEST BUILDERS, INC. 401 K PROFIT SHARING PLAN TRUST

Name: PACIFIC WEST BUILDERS INC - PACIFIC WEST BUILDERS, INC. 401 K PROFIT SHARING PLAN TRUST (2017) Form 5500
Creator: PACIFIC WEST BUILDERS INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PACIFIC WEST BUILDERS, INC. 401 K PROFIT SHARING PLAN TRUST, PACIFIC WEST BUILDERS INC

PACIFIC WEST BUILDERS INCEIN 95-4707289Plan #001PY 2017

2245 FIRST STREET STE 107 - SIMI VALLEY, CA 93065805-955-9158pacificwestbuilders.comLinkedIn11-50 employeesconstruction

Other plans on this EIN

1 filing

#002Retirement-$148K assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$328K

+67.0% from 2016

Total participants

+33.3% from 2016

Average account balance

$18,240

+29.9% from 2016

Annual return

18.31%

+2.48 pp from 2016

Benchmarks

See 37,230 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort37,230 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$60K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$10K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

120.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$101K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$20K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.86%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$298125

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$17K

$1337 / participant

Other / not subdivided$17K100.0%

% of EOY assets

5.295%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$18,240

$106,005-82.8%

$92,239-80.2%

$147,585-87.6%

Participation rate

84.6%

80.4%+4.2pp

76.5%+8.1pp

82.8%+1.8pp

Annual return

18.31%

50.05%-31.7pp

176.29%-158.0pp

578.58%-560.3pp

Employer contribution / active EE

$3,323

$4,333-23.3%

$3,680-9.7%

$4,876-31.9%

Participant deferral / active EE

$5,360

$4,478+19.7%

$3,897+37.6%

$5,439-1.4%

Admin fee / account holder

$966

$6,333-84.7%

$5,194-81.4%

$10,886-91.1%

PACIFIC WEST BUILDERS, INC. 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PACIFIC WEST BUILDERS, INC. 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion