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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,421 | $99,009+24.7% | $86,581+42.5% | $147,585-16.4% |
| Participation rate | 71.4% | 76.3%-4.9pp | 73.5%-2.1pp | 82.8%-11.4pp |
| Annual return | 12.42% | 1312.70%-1300.3pp | 965.06%-952.6pp | 578.58%-566.2pp |
| Employer contribution / active EE | $519 | $3,132-83.4% | $2,840-81.7% | $4,876-89.4% |
| Participant deferral / active EE | $6,857 | $3,972+72.6% | $3,609+90.0% | $5,439+26.1% |
| Admin fee / account holder | $1,857 | $5,709-67.5% | $4,904-62.1% | $10,886-82.9% |