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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,419 | $158,852-80.2% | $121,220-74.1% | $135,380-76.8% |
| Participation rate | 71.4% | 79.3%-7.9pp | 71.8%-0.3pp | 82.6%-11.2pp |
| Annual return | -7.25% | -0.64%-6.6pp | 16.94%-24.2pp | 519.81%-527.1pp |
| Employer contribution / active EE | $0 | $5,666-100.0% | $4,023-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,765 | $4,006-31.0% | $3,345-17.3% | $5,609-50.7% |
| Admin fee / account holder | $3,762 | $6,515-42.3% | $5,021-25.1% | $10,828-65.3% |