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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,610 | $138,102-54.7% | $125,381-50.1% | $134,532-53.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -12.08% | 750.73%-762.8pp | 572.31%-584.4pp | 418.27%-430.4pp |
| Employer contribution / active EE | $4,068 | $5,245-22.4% | $4,815-15.5% | $4,741-14.2% |
| Participant deferral / active EE | $6,052 | $7,801-22.4% | $7,448-18.7% | $6,401-5.5% |
| Admin fee / account holder | $652 | $11,568-94.4% | $10,007-93.5% | $11,429-94.3% |