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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,589 | $85,766-20.0% | $136,298-49.7% | $70,126-2.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 22.09% | 31.46%-9.4pp | 5156.27%-5134.2pp | 73.15%-51.1pp |
| Employer contribution / active EE | $4,264 | $2,966+43.8% | $4,696-9.2% | $2,343+82.0% |
| Participant deferral / active EE | $10,623 | $5,051+110.3% | $6,247+70.0% | $3,332+218.8% |
| Admin fee / account holder | $1,215 | $5,421-77.6% | $9,244-86.9% | $4,645-73.8% |